Financial Readiness

We have several certified and accredited Personal Financial Counselors who will work with you to achieve your financial goals through personalized counseling. Active Duty, Guard/Reserve Members, Retirees, and their families are eligible to use one on one services. DoD Civilians are eligible to participate in our workshops.

Financial Education Workshops

Buying a Car
Interactive workshop to help you get the best deal on your next vehicle. Review factors such as needs, wants, budget, pros/cons of new, used or lease, importance of credit history and financing options.

Buying a Home
Learn how to get a loan to purchase a home, available loan options, tips and tricks for success, what lenders care most about, source of funds and more.  Presented by Hanscom Federal Credit Union. 

Credit Scores
Workshop focuses on building and maintaining credit, everything else you should know about credit reports, and tips to improve your score.

Debt Reduction
Learn methods to get rid of unwanted debt – small or large. Workshop covers types of debt, warning signs of credit trouble, calculating debt / DTI, methods to delete debt and staying on track.

Estate Planning
Learn the latest on Massachusetts Estate Law., how an estate plan can reduce or eliminate taxes, and how revocable trusts enhance your family’s financial security. Sponsored by the Hanscom Federal Credit Union.

Identity Theft
Learn to protect yourself from identity theft – reliable strategies to prevent it from happening to you. Learn the steps to take in the event that identity theft occurs.

Sensible strategies for handling market volatility and putting history of bear markets in the proper perspective. Learn about investment risks that contribute to market declines, reducing volatility effects using asset allocation, portfolio diversification, and benefit of time in the market.

Money Management
Learn a realistic approach to managing finances. Workshop covers SMART goals, getting financially organized, building a budget, controlling expenses, wiping out debt, and more.

Thrift Savings Plan
Learn the basics – starting contributions, managing the account, IRS limits, government matching, investment funds and more.

VA Home Loans
Information on loan amounts/types/fees, the overall process, eligibility, property information, the closing and more. Offered twice per year.

Additional Financial Resources

Click the links below to be redirected to an external website:

Money Management Game
An interactive game that helps you avoid making financial mistakes.

Personal Finance Calculator
See your current financial status right in front of you, using this calculator tool.